State Licensing Information

Transparency in our regulatory compliance and state authorizations

Regulatory Compliance Overview

Nexus Debt Relief is committed to full regulatory compliance in all jurisdictions where we operate. We maintain appropriate licensing, bonding, and regulatory authorizations as required by state and federal law.

State Licensing Status

Important Notice

Debt settlement regulations vary significantly by state. We operate in compliance with all applicable state and federal laws where we provide services. Contact us directly to verify our licensing status in your specific state before enrollment.

Federal Compliance

  • Federal Trade Commission (FTC): Full compliance with FTC Telemarketing Sales Rule
  • Consumer Financial Protection Bureau (CFPB): Adherence to federal consumer protection regulations
  • Telephone Consumer Protection Act (TCPA): Strict compliance with consent and communication requirements
  • Fair Debt Collection Practices Act (FDCPA): Ethical debt negotiation practices

State Authorization Requirements

Different states have varying requirements for debt settlement companies, including:

  • State licensing or registration requirements
  • Surety bond requirements ranging from $25,000 to $100,000+
  • Trust account requirements for client funds
  • Specific disclosure and contract requirements
  • Fee structure limitations and timing restrictions

Verification Process

To verify our licensing and bonding status in your state:

Contact Information for License Verification:

Phone: 800-987-0941
Email: compliance@nexusdebtrelief.com
Address: 2033 San Elijo Ave, Unit #1000, Cardiff, CA 92007

Please provide your state of residence when contacting us for specific licensing information.

State-Specific Limitations

Service Restrictions

Important: We do not provide debt settlement services in all 50 states. Some states prohibit or heavily restrict debt settlement services.

States with restrictions may include but are not limited to certain jurisdictions with specific consumer protection laws that limit debt settlement activities.

Consumer Protection Standards

  • No Upfront Fees: We collect no fees until successful settlement completion
  • Written Contracts: All agreements provided in clear, understandable language
  • Right to Cancel: 3-day cancellation period as required by federal law
  • Regular Reporting: Monthly statements and progress updates
  • Trust Account Protection: Client funds held in FDIC-insured trust accounts where required

Regulatory Updates

This page is updated regularly to reflect current licensing status and regulatory compliance. Last updated: July 30, 2025

Disclaimer

This information is provided for transparency purposes. Licensing requirements and regulations change frequently. For the most current information regarding our licensing status in your state, please contact us directly. This page does not constitute legal advice.